What Is the Difference Between a Normal Car Accident and a Semi-Truck Accident Claim in Brooklyn?

Whether you were struck by a sedan, an SUV, an e-bike, or a semi-truck, you always deserve the right to consider legal action. That being said, your pathway toward compensation may differ depending on the specific type of vehicle that struck you. Why is that? Why would it make any difference whether you were struck by a car or a semi-truck? Speak with a semi-truck accident lawyer in Brooklyn, and the answer may become clearer.

Trucking Companies Must Carry More Extensive Insurance Policies 

Compared to an average driver in New York, the average trucker is protected by a much more comprehensive insurance policy. Trucking companies must obtain more extensive insurance due to the commercial nature of their operations. While the minimum liability limits are quite low for average drivers, trucking insurance is much more generous. This means that in theory, truck accident lawsuits can be more lucrative for victims.

Trucking Companies Often Face “Nuclear Verdicts”

 Trucking companies also frequently face so-called “nuclear verdicts” after causing crashes. These are multi-million dollar jury awards, and they have become highly controversial within the trucking world. Juries have shown a tendency to be extremely generous to the victims of trucking accidents, and this should come as no surprise. On the other hand, trucking advocates argue that these verdicts are destroying the trucking industry.

Trucking Accidents Are More Likely to Cause Catastrophic Injuries 

It is fair to say that the average trucking accident causes much more serious injuries compared to the average auto accident. These are heavy, lumbering vehicles with poor handling and even worse braking performance. Not only that, but they are also immensely heavy with plenty of blind spots. An impact with a smaller vehicle absolutely obliterates it at high speed, whether it’s a small sedan or a pickup truck.

Truckers Must Follow More Rules 

Another notable difference is the number of rules that a trucker must follow. Compared to an average driver, these workers have to worry about all kinds of additional regulations. For example, they are only allowed to have a maximum BAC level of 0.04 rather than 0.08. They must also take regular breaks to avoid sleep deprivation hazards. This leads to a wider range of potential negligence, and these violations may form the basis of successful injury claims.

Key Takeaways 

• Trucking companies must carry more extensive insurance compared to average drivers
• Trucking accidents are more likely to cause catastrophic, life-altering injuries
• Truckers must follow very specific rules, leading to a wider range of potential negligence

Can a Semi-Truck Accident Lawyer in Brooklyn Help Me? 

A semi-truck accident lawyer in Brooklyn may be able to guide you toward the compensation you need and deserve. With effective legal assistance, you can hold trucking companies accountable and cover your damages. While there are some key differences between trucking accident claims and normal auto claims, there are also many similarities. To learn more, consider contacting Cohan Law, PLLC today.

Sources:

 fmcsa.dot.gov/registration/insurance-filing-requirements

dot.ny.gov/divisions/operating/oom/transportation-systems/traffic-operations-section/highway-permits/permits-beta/permits-insurance